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Types of Health Insurance

Read this page to find out about different health plans.

Medicare and Medicaid
Medicare is the government health plan for people who are over 65 years of age. Medicare also covers people who have a disability. Medicaid is the health plan for families with low income and for people with long-term medical problems.

Find out more
To find out more about Medicare and Medicaid, call the Medicare Hotline at 1-800-633-4227, or read the Medicare website.

The Children's Health Insurance Program (CHIP) CHIP pays for doctor visits, prescription medicines, hospitalizations, and much more. CHIP is a government program that helps families if:

  • They can't get Medicaid because they make too much money.
  • They don't make enough money to get private insurance.
  • They make less than $34,100 a year for a family of four.

Find out more
For more information about CHIP, read Insure Kids Now or call 1-877-KIDS-NOW.

Long-term care
If your child is going to have medical problems for a long time, you may want to think about getting long-term care. Long-term care can help pay for:

  • Home care - like a therapist or nurse.
  • Community services - like an interpreter when your child wants to go out.
  • Special needs - like rehabilitation and mental health counseling.
  • Other disabilities - like if your child has other medical problems that make it hard for your child to get ready for school, clean up, and walk around.

Find out more For more information on long-term care and other government health plans, read HealthFinder.

Next: Other types of health insurance

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